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Overview

Unlocking the power of Pay-per-Use Financing

Linxfour is a European leasing company, based in Austria, providing Pay-per-Use financing solutions to manufacturing companies. Using proprietary IIoT (Industrial Internet of Things) technology and AI-driven risk management, we are unique in underwriting true utilisation risk. Operating across different countries and industries, we are committed to helping businesses finance equipment with our unparalleled solution.

Papier Maschine in Industriehalle
Industry 4.0 meets finance

What sets us apart from others

Transforming the market: our unique financing model combines expertise in finance and Industrial IoT solutions

Our team, built on deep experience in finance, investment technology and Industrial IoT, is ready to transform the equipment finance market: with our usage-based financing model we are changing an industry that has seen little innovation in the past decades. Our mission is to provide truly flexible financing solutions to the manufacturing industry.

Management Team

Peter Oser Co-CEO Linxfour

Peter Oser

CEO

Peter Oser

CEO

Peter has had a successful career in investment banking, insurance, and asset management for over 20 years in the UK and Germany. His prior senior management positions included Chief Investment Officer of one of Germany's largest life insurance companies.
Cyprian Bruck CTO Linxfour

Cyprian Bruck

CTO

Cyprian Bruck

CTO

Cyprian helps teams create technology that delights users. His career started in derivatives structuring and trading, before finding his calling in technology management. He holds a Master’s degree in international business and a PhD in Finance.

Our Advisors

Markus Buncsak Portrait

Markus Buncsak

Senior Advisor

Markus Buncsak

Senior Advisor

Markus has spent more than 25 years in corporate and investment banking with leading international and domestic banks in Germany. His focus was on financial solutions in the bank and capital markets for corporate and institutional clients. Most recently he serves as Board Member/Chief Risk Officer in a small bank.
Michael Bruckberger Portrait

Michael Bruckberger

Senior Advisor

Michael Bruckberger

Senior Advisor

Michael is a serial-entrepreneur in the Industrial IoT field. He served with his companies different Fortune 500 companies.
Rolf Steffens Portrait

Rolf Steffens

Senior Advisor

Rolf Steffens

Senior Advisor

Rolf has been in credit and asset-based project finance most of his career and has spent over 30 years in leading positions with major investment banks in London, New York and Hongkong. He acts as a court-appointed expert witness in international litigation cases, holds professional qualifications in risk management and Islamic finance, and lectures financial accounting and risk management at Munich Business School.

We currently provide Pay-per-Use Financing in major European and EEA markets. Additionally, we constantly strive to expand into new regions.

Our deep know-how allows us to develop unique solutions for your financing needs worldwide, backed by strong partners.

Head Office

Linxfour GmbH
Schottenfeldgasse 23/4
1070 Vienna

Spain

Portugal

Sweden

Poland

Ireland

Germany

Belgium

Czech Republic

Denmark

Estonia

Finland

France

Greece

Hungary

Latvia

Lithuania

Luxembourg

Netherlands

Norway

Romania

Slovakia

Slovenia

Switzerland

United Kingdom

Vienna

Team picture

Join our dynamic team that is reshaping the industry.

Check out our open positions
Bagger im Steinbruch

Learn more about Linxfour and our unique Pay-per-Use Financing solution.

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