News about Linxfour

Paul Bruckberger Michael Bruckberger Linxfour

Published Sep 2, 2020

Austrian Industrial IoT FinTech startup receives seven-digit funding

Vienna, Austria - September 2020: Industry 4.0 meets Finance. The Austrian FinTech startup Linxfour, founded in late 2018, offers a platform for pay-per-use financing of equipment in cooperation with financial institutions and machine manufacturers (OEMs).

Published Nov 22, 2019

The Future of Equipment Financing: Banks, Avoid Repeating This Mistake

Vienna, Austria - November 2019: European banks have lost between three percent to four percent, or €22 billion of market share to challenger mobile-only banks such as N26 and Revolut because they did not develop new, customer-centric, and data-driven approaches to personalized banking.

Published Nov 18, 2019

What Happens When Industry 4.0 Meets Finance?

Vienna, Austria - November 2019: The following keynote took place at an event hosted by Association Industry 4.0 Austria – the Platform for Smart Production on September 9, 2019, in Graz, Austria, where I initially presented in German and later transcribed the audio to English.

Published Nov 7, 2019

How Can OEMs Take The First Step Into Pay-Per-Use Without Changing Their Current Business Model?

Vienna, Austria - November 2019: I want to take the time to share a topic that lingers more in my mind as I approach my speaking slot at Gainer Festival. It’s something that I’ll dive deeper into at the conference, but felt like it can really benefit those who won’t have the opportunity to attend.

Published Nov 7, 2019

Purchasing Equipment vs. Usage-based Equipment Financing: What Should You Do?

Vienna, Austria - November 2019: Should a business purchase or pursue usage-based financing (UBF) to acquire new equipment? The short answer is that it depends on the business's objectives. Usage-based equipment financing can be a good alternative for those who don't have a lot of capital or who frequently exchange their machinery due to trends. Buying equipment is better suited for those businesses who are established or intend to use that specific equipment in the long-run.

Published Oct 28, 2019

The Impact of IoT in the Financial Sector: Overview of Industry Projects, Benefits, and Challenges

Vienna, Austria - October 2019: With significant advancements in wireless communication, the internet of things poses as one of the decade’s most promising technologies. In fact, by 2025, Statistia.com estimates that there will be 75.44 billion connected devices, while TATA consultancy reveals massive adoption plaguing the banking and financial services industry.

Published Oct 11, 2019

18 Pros and Cons OEMs Must Know Before Adopting Equipment-as-a-Service Business Model

Vienna, Austria - October 2019: It’s REALLY hard to decide if you should diversify your sales pipeline to include Equipment-as-a-Service (EaaS) as a potential business model. How does one even begin making such a decision? Well, it turns out, that you can better inform yourself by understanding the various benefits and drawbacks of adopting such pay-per-use models.

Published Oct 11, 2019

How To Overcome The Challenges of Adopting Pay-Per-Use Financing

Linz, Austria - October 2019: The following discussion took place at Gainer Festival, where Paul Bruckberger initially presented in German and later transcribed the audio to English.

Published Sep 23, 2019

Everything You Need to Know About Usage-Based Financing

Vienna, Austria - September 2019: If you’re an equipment builder (OEM), then you understand the urgency to sell your machinery and meet those company quotas. However, almost every opportunity to make a sale comes with some customer friction along the way.

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